What These Terms Actually Cover
By creating an account with h5loby, you confirm that you have read and accept these terms in full. They apply to every action you take on the platform — from your first DANA deposit through to withdrawals back to your OVO or GoPay wallet. We may
-
1
update these terms when our services change or when local regulations require it; continued use of your account after any update means you accept the revised version. Where these terms reference payment methods, they apply specifically to the e-wallet rails we support: DANA, OVO and GoPay.
-
2
Bank transfer and QRIS options follow the same general rules unless a specific section says otherwise. You are responsible for keeping your account credentials secure. If you believe your account has been accessed without your permission, contact our support team right away — we can place
-
3
a temporary hold while we investigate. These terms do not override applicable Indonesian consumer protection rules where those rules give you stronger rights. Access to the platform and its features depends entirely on local law and the eligible region you are in.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.